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GPS Partners with Firms That Offer Professional Services

& many more!


With GPS, you get much more than a processor. You get over 20 years of industry experience and knowledge.

24/7 Customer Service

You and your business are our first priority which means we're available for your needs anytime.

Competitive Rates

We have the strongest Schedule A pricing you can find anywhere in the industry.

Easily Bill Clients

Billing clients has never been easier. Partner with GPS today to make sure you receive payments on-time and efficiently. Scale your services firm with a trusted payment processor today!

Accept payments from your clients safely and securely. With GPS, you can give your customers a way to pay online and in-person.

Accept checks, ACH bank transfers, debit cards, credit cards, swipe or chip cards, and contactless including Apple Pay and Google Pay.


Determine if Your Business is High Risk

Here are all the factors payment processors typically use to determine if you're business is considered high risk

  • Fraud & Chargeback Rates – Businesses with a high chargeback or fraud rate are automatically classified as high-risk by banks and payment processors. Businesses with a chargeback ratio over 1% are usually considered high-risk. Chargebacks can occur for any number of reasons, from customers forgetting they signed up to getting billed without their consent.

  • Types Of Products And Services – Products such as software, tickets, seasonal items, etc. can point to a business with more unusual or inconsistent revenues. Payment processors consider this a very red flag and a sign of financial uncertainty.

  • Reputational Risk – Companies that deal with sensitive customer information may suffer reputational consequences. This includes companies in the adult and tech sectors.

  • Recurring Payments – Certain business models with high instances of chargebacks or fraud can send a warning signal to payment processors. A common example is recurring or subscription-based providers, with an increased risk of chargebacks, identity theft, and account takeovers. 

  • Monthly Sales Volumes or Transaction Value – Financial institutions might consider a business high-risk if they routinely accept high-value transactions. B2B companies mostly have to deal with this factor.

  • Credit Score  – Banks are less inclined to lend money to individuals or businesses with poor credit scores. As a result, if you have a low personal credit score, your business may fall into high-risk categories.

Moving Forward

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